About

Leadership, Research & Impact

Nearly two decades of banking leadership, academic excellence, and strategic innovation.

Dr. Md. Ariful Islam (DBA) is a seasoned banking professional with 19+ years of executive leadership spanning corporate banking, branch banking, risk management, and financial sector research.

Executive Profile

  • First DBA Degree Recipient โ€” Dept. of Banking & Insurance, University of Dhaka
  • 19+ Years in Banking & Financial Services
  • Head of Corporate Banking & Head of Business
  • Author of Non-Performing Loans in Bangladesh
  • Guest Faculty, University of Dhaka
  • Researcher in Banking, Risk & Financial Stability

As Head of Corporate Banking and Head of Business (Branch Banking) at Community Bank Bangladesh PLC, he oversees corporate relationships, nationwide branch networks, SME credit, and strategic asset-liability management.

He is the first Doctor of Business Administration (DBA) degree recipient from the Department of Banking & Insurance, Faculty of Business Studies, University of Dhaka.

Academic Distinction

DBA Recognition

Official conferment by the University of Dhaka, Faculty of Business Studies.

First DBA Degree Recipient, Faculty of Business Studies (Department of Banking & Insurance), University of Dhaka
Official DBA degree conferment notice โ€” University of Dhaka (August 2025)

Official DBA degree conferment notice โ€” University of Dhaka (August 2025)

DBA review notice โ€” listed among earliest degree holders in Bangladesh

DBA review notice โ€” listed among earliest degree holders in Bangladesh

Career Highlights

Career Highlights

USD 300M+ Business Portfolio Generated
250+ Professionals Under Leadership
19 Branches & 6 Sub-Branches Supervised
Published Author & Researcher
17+ Years of Corporate Banking Leadership
Guest Faculty Since 2018

Affiliations

Professional Affiliations

Banking, academic, and professional institutions that have shaped my leadership and research journey.

Academic Qualifications

Academic Foundation for Leadership and Research

  • Doctor of Business Administration (DBA)

    Department of Banking & Insurance, University of Dhaka

    CGPA 3.95 / 4.00 โ€” First DBA degree recipient, Faculty of Business Studies (Department of Banking & Insurance). Thesis: Non-Performing Loans of Selected Commercial Banks in Bangladesh.

    2015 โ€“ 2019

  • Masters on Bank Management (MBM)

    Bangladesh University of Business and Technology

    Specialized postgraduate studies in financial risk and bank management.

    2012 โ€“ 2014

  • Bachelor of Laws (LLB)

    Bangladesh University

    Legal framework, banking regulations and corporate law.

    2010 โ€“ 2012

  • Masters of Business Administration (MBA)

    Department of Banking & Insurance, University of Dhaka

    Major in Banking & Financial Services.

    2004 โ€“ 2005

  • Bachelor of Business Administration (BBA)

    Department of Banking & Insurance, University of Dhaka

    Faculty of Business Studies.

    2000 โ€“ 2004

  • Banking Diploma โ€” JAIBB & AIBB

    Institute of Bankers, Bangladesh

    Parts I & II completed with distinction.

    2024

  • GRE (Graduate Record Examination)

    Educational Testing Service (ETS)

    Score: 314 / 340

  • Duolingo English Test

    Duolingo English Assessment

    Score: 135 / 160