
About
Leadership, Research & Impact
Nearly two decades of banking leadership, academic excellence, and strategic innovation.
Dr. Md. Ariful Islam (DBA) is a seasoned banking professional with 19+ years of executive leadership spanning corporate banking, branch banking, risk management, and financial sector research.
Executive Profile
- First DBA Degree Recipient โ Dept. of Banking & Insurance, University of Dhaka
- 19+ Years in Banking & Financial Services
- Head of Corporate Banking & Head of Business
- Author of Non-Performing Loans in Bangladesh
- Guest Faculty, University of Dhaka
- Researcher in Banking, Risk & Financial Stability
As Head of Corporate Banking and Head of Business (Branch Banking) at Community Bank Bangladesh PLC, he oversees corporate relationships, nationwide branch networks, SME credit, and strategic asset-liability management.
He is the first Doctor of Business Administration (DBA) degree recipient from the Department of Banking & Insurance, Faculty of Business Studies, University of Dhaka.
Academic Distinction
DBA Recognition
Official conferment by the University of Dhaka, Faculty of Business Studies.

Official DBA degree conferment notice โ University of Dhaka (August 2025)

DBA review notice โ listed among earliest degree holders in Bangladesh
Career Highlights
Career Highlights
Affiliations
Professional Affiliations
Banking, academic, and professional institutions that have shaped my leadership and research journey.
Academic Qualifications
Academic Foundation for Leadership and Research
Doctor of Business Administration (DBA)
Department of Banking & Insurance, University of Dhaka
CGPA 3.95 / 4.00 โ First DBA degree recipient, Faculty of Business Studies (Department of Banking & Insurance). Thesis: Non-Performing Loans of Selected Commercial Banks in Bangladesh.
2015 โ 2019
Masters on Bank Management (MBM)
Bangladesh University of Business and Technology
Specialized postgraduate studies in financial risk and bank management.
2012 โ 2014
Bachelor of Laws (LLB)
Bangladesh University
Legal framework, banking regulations and corporate law.
2010 โ 2012
Masters of Business Administration (MBA)
Department of Banking & Insurance, University of Dhaka
Major in Banking & Financial Services.
2004 โ 2005
Bachelor of Business Administration (BBA)
Department of Banking & Insurance, University of Dhaka
Faculty of Business Studies.
2000 โ 2004
Banking Diploma โ JAIBB & AIBB
Institute of Bankers, Bangladesh
Parts I & II completed with distinction.
2024
GRE (Graduate Record Examination)
Educational Testing Service (ETS)
Score: 314 / 340
Duolingo English Test
Duolingo English Assessment
Score: 135 / 160






